As a homeowner, you are likely familiar with the concept of homeowner’s insurance. This type of insurance is designed to protect you in the event of damage to your home or personal property. While most homeowner’s insurance policies cover a…
Workers Compensation for Plumbing Contractors Plumbing Contractors work hard. The job is very labor extensive and can be physically exhausting. Workers Compensation Insurance pays for medical expenses and lost wages for employees that are injured while on the job. Why…
Why does my Plumbing Business Need General Liability Insurance? Photo of a plumber by Boise Plumbing/Flickr For Insurance Purposes What is a Plumbing Contractor? A plumbing contractor is an individual or…
The Basics What is EPLI Insurance? EPLI is short for Employment Practices Liability Insurance. It provides coverage for defense costs and damages due to employment related claims. These types of claims include, but are not limited to: Wrongful Termination…
What is Collision Coverage? Collision coverage provides protection in the event your vehicle hits another vehicle or object. This coverage pays for damages to your vehicle in which you are responsible. Collision coverage does not pay…
When do I need a Vehicle Title Bond? Vehicle Title Bonds are required when a vehicle title is lost, missing, or stolen. These Bonds are issued for a term of 3 years. In North Carolina, these bonds must be issued…
Congratulations! You are about to become a first time homeowner. Next up, your mortgage company asks for proof of Homeowners Insurance. You contact your local insurance agent who sends over a homeowners insurance quote with a premium, but what does…
Let’s paint a picture. You are sitting in your favorite chair after a long day at work. You look up to see discoloration on your ceiling. It appears you have a leak in your roof. After some choice words you…
Why Your Business Needs Cyber Insurance Why does your business need Cyber Insurance? Google “cyber attacks” in the United States. Guarantee you will see a recent attack followed by a long list of others that have occurred. This continues to…
Running a janitorial business is a challenge. There is so much competition in today’s times. How are you going to bring on clients? Are you going to be a Commercial Cleaning Service or will you focus on House Cleaning? What…
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